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SSS Maternity Benefits Calculator

Estimate your SSS maternity cash benefit based on your salary credit history and case type, under the Expanded Maternity Leave Law.

Average Daily Salary Credit

₱666.67

Compensable days

105 days

Total maternity benefit

₱70,000.35

Where to find your Monthly Salary Credits

Log in to My.SSS and check your contributions record for the 12 months before the semester (a 6-month block: January-June or July-December) that covers your delivery date. Add up your 6 highest MSCs from that window — not simply your 6 most recent — and enter the total above.

SSS maternity benefits calculator FAQ

How is the maternity benefit computed?

Average Daily Salary Credit (ADSC) x number of compensable days. ADSC is the sum of your 6 highest Monthly Salary Credits within the 12 months before the semester of your delivery or miscarriage, divided by 180. Compensable days depend on your case: 105 days for live delivery, 120 days if you're a qualified solo parent, or 60 days for miscarriage or emergency termination of pregnancy.

How many SSS contributions do I need to qualify?

At least 3 monthly contributions within the 12-month period immediately before the semester of your childbirth, miscarriage, or emergency termination of pregnancy.

Do I still get maternity benefits for more than 2 children?

Yes — under the Expanded Maternity Leave Law (RA 11210), the benefit applies to every instance of pregnancy, miscarriage, or emergency termination, with no cap on the number of children, unlike the old law's 4-pregnancy limit.

Can the father or an alternate caregiver use part of the leave?

A mother can allocate up to 7 days of her maternity leave to the child's father (or, if he's absent, to an alternate caregiver) — this is separate from the father's own 7-day Paternity Leave Act benefit and doesn't reduce the mother's SSS cash benefit computation shown here.

Is this the exact amount SSS will pay me?

No — this is an estimate based on the published formula. SSS computes your actual MSC history and confirms eligibility when you file your maternity notification and claim through My.SSS or your employer.